Proverbs 10:13-15

International Standard Version

¹³ Wisdom characterizes the speech^[a] of the discerning,
    but the rod is for the backs of those lacking discernment.
¹⁴ Those who are wise store up knowledge,
    but when the fool speaks,^[b] destruction is near.
¹⁵ The rich hide within the fortress that is their wealth,
    but the poor are dismayed due to their poverty.